Joventa is an informational and educational project about recognising everyday financial traps. The texts are intended for personal study and reference. They do not constitute financial, tax or legal advice, a professional service, or a recommendation about any product or provider. The site does not offer financial services and has no commercial relationship with any bank or provider.
You may read, print and save the texts for personal, non-commercial use. You may quote short extracts provided you credit Joventa as the source and link to the relevant page. Reproducing the texts in full, republishing them or using them commercially requires prior written permission by email.
The texts and the arrangement of the site belong to Joventa. The images are illustrative, are used only to accompany the articles and do not depict real people, cases or activities.
The texts are written with care and corrected when errors come to light, but scams and offers change constantly, so the material may become out of date or incomplete. It describes general patterns, not every specific case. The site may be changed, interrupted or withdrawn without notice.
Decisions you take about your own money are your responsibility. To the extent permitted by law, Joventa accepts no liability for any loss arising from reliance on the information published here. If you believe you have been targeted or defrauded, contact your bank's official fraud line and the relevant authorities without delay.
By using the site you accept these terms. They may be updated, and the version published on this page is the one in force. South African law applies. For questions about these terms:
Joventa
[email protected]